Talk to someone who does this for a living

What happens next

• Your details go straight to Austin Olivier. They are not sold, shared, or passed to a lead buyer, and you will not be called by six different agencies.
• You get a call back, usually the same business day, with the real benchmark premium for your county already looked up.
• The conversation starts with your doctors and prescriptions, then moves to price. That order matters more than people expect.
• If the right answer is an employer plan, a spouse’s plan, COBRA, or Medicaid, you will be told so. None of those pay a commission.
• There is no cost. Carriers pay agent commissions out of premiums that are already set. See the disclosures.

Where help is available

Licensed in 33 states: Alabama, Arizona, Arkansas, California, Colorado, Delaware, Florida, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maryland, Michigan, Missouri, Montana, Nebraska, Nevada, New Jersey, North Carolina, Ohio, Oklahoma, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, Wisconsin, Wyoming. Every licence number is published on the licensing page. If your state is not listed, say so and you will get an honest referral rather than a runaround.

One thing worth repeating

This is not HealthCare.gov and it is not the Health Insurance Marketplace. You can always enroll directly through the official Marketplace at no cost without speaking to anyone. An agent is useful when the decision is genuinely complicated, which for 2027 it frequently is.